HAPPY - Manager - Lender Relations/Operational Finance

About Happy:

HAPPY is a fast-growing fully Digital Lending Fintech targeting a multi-billion-dollar credit gap in India's micro-businesses, delivering flexible & easy short-term access to credit for small business owners & proprietors in urban & city settings.

HAPPY has been recognized as one of the 2019 Inclusive Fintech 50 in the world by Visa and IFC and has won two national awards by Times Now & ET Now - Best AI Startup of the year & the most innovative startup of the year respectively.

HAPPY was founded by successful serial entrepreneur Mr. Manish Khera and has Ms. Shweta Aprameya as the co-founder.

HAPPY's achievements are as follows:

1) 5,00,000+ Loans disbursed

2) ~2,00,000 customers impacted till date

3) INR 200+ Crores deployed till date

4) Access to 3.5 Mn customers

5) Disbursed loans to more than 500 locations covering every state in the country while being a small 30-35 member team

Learn more about HAPPY here: https://happyness.net/

Job Brief: Manager - Lender Relations

Duties & Responsibilities

- Develop and build new strategic partnerships with Banks and NBFCs.

- Work aggressively on business development for closing lending lines for the company as per assigned business targets.

- Manage the existing relationships within defined engagement contours to achieve company targets/goals & ensure client/customer satisfaction.

- Exploring new business ideas from current relationships to enhance the business volumes.

- Finding new ways to enhance engagement with lenders

- Updating lenders about the latest developments and share insights about the market and company's cutting edge technology

- Liaison with internal stakeholders for any support, updates, requirements to be closed with lenders in expected timelines.

- Identify new areas for business growth by researching industry and related events

- Ensuring that current business relationships are maintained as per defined terms & business expectations.

- Raising timely Invoices at defined frequency to lender followed by timely release of due payments

- To manage the operational finance function efficiently, develop operational initiatives resulting in achieving company goals.

- Third party payments post accurate reconciliation of financial records.

- Monitor and manage partner & lender payments including invoices, transaction data & funds.

- Execute daily operational tasks of the data and fund management & reconciliation.

- Executing & managing KYC verification processes basis KYC policies & regulations.

- Develop process, procedures & policies to achieve operational efficiency.

- Develop and maintain transaction level statements for reconciliation of data & funds.

- Execute & manage daily / monthly & periodic activities of operational finance along with reporting.

- Ensure that operational finance activities are executed and delivered as per the standards, policies within defined timelines.

- Managing the complete life cycle of bank accounts used/to be used for operational finance with various banks.

- Act as the main point of contact for partners & lenders to address any queries/complaints related to financial operations.

You Have:

- MBA in Finance with 8 -10 years of experience in operational finance function with 4-5 years as Manager

- Understanding of Process, Policies Regulatory framework around BFSI/Lending Industry.

- Knowledge of financial products (rural/micro) & Fintech Lending Business

- Proficient in MS Office tools (Word, PowerPoint, Excel)

- BFSI, Micro Credit, FinTech experience is expected

- Immediate joiners preferred.

Compensation: Industry Benchmarking

Location : Gurugram (Haryana, India)

Job Brief: Manager - Operational Finance

Duties & Responsibilities :

- To manage the operational finance function efficiently, develop operational initiatives resulting in achieving company goals.

- Third party payments post accurate reconciliation of financial records.

- Monitor and manage partner & lender payments including invoices, transaction data & funds.

- Execute daily operational tasks of the data and fund management & reconciliation.

- Executing & managing KYC verification processes basis KYC policies & regulations.

- Develop process, procedures & policies to achieve operational efficiency.

- Develop and maintain transaction level statements for reconciliation of data & funds.

- Execute & manage daily / monthly & periodic activities of operational finance along with reporting.

- Ensure that operational finance activities are executed and delivered as per the standards, policies within defined timelines.

- Facilitation, preparation and tracking of loan disbursements, repayments with related finance operations including payables, receivables etc.

- Managing the complete life cycle of bank accounts used/to be used for operational finance with various banks.

- Act as the main point of contact for partners & lenders to address any queries/complaints related to financial operations.

- Provide support to Business & other functions in creating & streamlining the required operational finance processes for existing/new products/partners.

You Have :

- MBA in Finance and/or Operations with 8 -10 years of experience in operational finance function with 4-5 years as Manager

- Understanding of Process, Policies Regulatory framework around BFSI/Lending Industry.

- Knowledge of financial products (rural/micro)

- Expert in Fintech Lending Operations

- Proficient in MS Office tools (Word, PowerPoint, Excel)

- BFSI, Micro Credit, FinTech experience is expected

- Immediate joiners preferred.

Compensation: Industry Benchmarking

Location : Gurugram (Haryana, India)

We are looking for candidates with Lender Relations profile and who can join immediately.