About Grip: Grip is a fintech company making lease finance available as an investment option to all investors. Users can leverage Grip's fully digital investment process to earn returns by purchasing and leasing physical assets like vehicles, electronics and furniture. The company kickstarted its journey in June 2020 and was founded by Nikhil Aggarwal, who previously served as Co-founder, COO of Chalo and Vice President of Investment Banking at Morgan Stanley. He also serves as a consultant to the Transport Practice at the World Bank. The leasing industry in India remains largely under-penetrated at just 1% vs. 17% (leases as a percentage of gross fixed assets) for the top 20 global economies. With the growing popularity of on-demand technology businesses and adoption of asset light models, India has emerged as one of the fastest growing leasing markets. Grip allows investors to take advantage of this opportunity in terms of attractive, asset-backed returns. Through GRIP, one can invest in physical assets leased to corporates and earn stable monthly returns. The proposition is not volatile like the stock market and investors know exactly the returns they can expect. We are building a small team of high performers who are motivated to find solutions and committed to building world class businesses. We value integrity, innovation and sense of ownership in our team and have built a work culture based on mutual trust, data backed decision making and complete transparency. If you have a similar outlook, we'd love to speak to you about joining our team! Role: Head of Credit Key Responsibilities - Review and refresh our existing credit scorecard to serve as an assessment tool for decision making on potential leasing partners - Incorporate best practices in the current credit process - Interact and coordinate the credit review process with our leasing partners - Conduct quarterly reviews and updates on past credit assessment - Coordinate with our external credit rating agency partner to support them on their analysis Skill-Sets Required: - Ability to analyse in detail, financial statements of companies and identify risk/ potential liabilities - Prepare a forecast on business and financial performance based on historical track record and industry trends - Evaluate corporate filings including tax returns to flag likely concerns - Attitude for research with a mindset to question information provided without taking things at face value - Great communication skills with the ability to present thoughts in a concise manner in a report - Strong conviction and confidence on one's work, especially when backed by quantitative research Qualification - 5-8 years of experience in credit underwriting for a bank, NBFC, SME lending fintech or venture debt fund - Role involved financial analysis, credit risk assessment, preparation of memo for investment committee approval and disbursement. Also involved in monthly updates, handling NPA and asset recovery situations - Ideally has been involved in credit underwriting for smaller companies including technology-based start-ups - CA/ CFA/ MBA qualification Location - Covid-19 has taught us that we can be more efficient when we have the flexibility to work from home. Our team has and continues to be based in their preferred cities.

Anywhere in India/Multiple Locations

GRiP - Manager/Head - Credit Risk 

GRiP - Manager/Head - Credit Risk  ,Job Description for GRiP - Manager/Head - Credit Risk  in GRIP in  Anywhere in India/Multiple Locations for (5-8) years of experience. Apply Now!

Job Description for GRiP - Manager/Head - Credit Risk  in GRIP in  Anywhere in India/Multiple Locations for (5-8) years of experience. Apply Now!