First Abu Dhabi Bank - Manager - Credit Administration

To manage the Credit Administration function of the Mumbai branch in conjunction with and under the guidance of CAD-International team at the Head Office; to ensure preparation and updating of documentation relating to credit facilities and accurate detailing prior to system input; to ensure the authenticity of the security documents executed by the customers; to encode and release credit limits with accurate inputs into the Bank's system; prepare and circulate documentation reports; and thereby assist the management in controlling various risks at the branch within Group framework, approved appetite and regulatory requirements. The role also requires the holder to work independently and engage with stakeholders including legal counsel, relationship managers, CAD - HO and Group Credit functions.

Key Accountabilities:

CAD - Documentation and Controls

- Ensure that credit approvals are signed by approved delegated credit authority.

- Prepare and Review standard & non-standard documentation, Security related documents.

- Acquire Internal & External legal opinions as per Bank and Country specific policies.

- Obtain and review pre and subsequent condition documents prior to release / disbursement of limits, etc. in compliance with sanctioned credit approvals.

- Ensuring the facility and security documents are complete & complied along with supported resolutions / POA.

- Coordinating with Business / Credit / Legal / Operation verticals for appropriate clarifications.

- Coordinate with Product Specialists / Coverage / Credit / Group Legal as required in order to complete the documentation process prior to release of facility limits in the System.

- Ensure approval from relevant authorities held for deferrals / waivers for any pending / incomplete documents.

Management Information Systems (MIS) and Reporting

- Ensure integrating accurate and timely internal and regulatory reporting.

- Ensure comprehensive MIS and corporate databases to deliver relevant information through reports to facilitate timely, informed and focused business decisions.

- Review, preparation and circulation of Collateral reports, documentation deficiency (expired / deferred documents) reports and following up for its timely submission / renewal.

- Collaborating with IT on system enhancements as and when requirements.

- Deliver on any other reports requested by CAD-HO and management.

Qualification and Experience :

- Minimum Bachelor's degree with about 5 years of banking experience in Loan Documentation and related activities.

- Professional / legal qualifications will be an added advantage.

- Excellent communication skills in English, written and verbal.

- Strong interpersonal skills for effective interaction with external and internal stakeholders.

- Good Analytical Skills.

- Ability to develop and implement control measures to mitigate any risks associated with the process and to build operational efficiencies.