1. Make product programs and policies for growth of the Housing business in line with the objectives

2. To streamline processes in order to achieve seamless roll out of products and enhance customer responsiveness

3. To undertake projects and lead cross functional teams for IT related projects to provide solutions for various process improvements.

4. To assess and support plans for digital lending initiatives in the Housing business

5. Identify areas of good performance and improvement, and propose corrective action to ensure budgets and return ratios are met in line with plans for the Housing business.

6. To review income plans and identify additional sources of revenues and fee income to drive overall profitability of the business.

7. To Drive RPM in engaging cross sell of products along with Housing loans.

8. To identify products, segments and markets for the housing loan segment to focus on.

9. To formulate product programs, new products and policies to enable growth of the Housing business.

10. Drive the implementation of new policies & amendments through proper communication/training to all relevant stakeholders in the organization.

11. To track performance of the Housing business through MIS on various business and credit parameters like disbursements, fees, PAR, NPAs, productivity and other parameters

12. To review income plans and identify additional sources of revenues and fee income to drive overall profitability of the business.

13. Drive the Digital lending business of Housing Finance.

14. Support the Housing Business team to achieve the business numbers for the year.

15. To develop performance metrics for driving performance of the team members.

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