Financial Planning & Analysis Role - Banking

Financial Planning & Analysis For A Bank

1. Business Intelligence:

- Shore up business insights by engaging closely with business heads and channel teams

- Liaise with central FPA team to monitor budgetary targets from time to time and calibrate quarterly and monthly business targets

- Provide inputs to central Finance team on annual budgeting exercise like highlighting industry trends, potential margin trajectory, key growth products, cost outlook and product level profitability among others

2. Portfolio Planning:

- Carve out product plans from the Bank level budget into realistic and achievable targets for products and channel teams

- Daily ,weekly ,quarterly portfolio planning and monitoring comprising revenue mix, throughput mix and margin mix to boost overall growth, margins and profitability

- Monitor month-wise product commercials, take rates, margins and incentives rolled out by channel team and analyze business volume sensitivity

3. Geography/ Product wise profitability

- Keep regular track of product level and geography wise costs

- Initiate product wise cost allocation framework to devise product level profitability

- Devise product level P&L drilled down till PAT level

4. Business guidance:

- Prepare financial performance dashboards and presentations for the Senior management for their interactions with various internal/external stakeholders