EXL Service - Credit Risk Strategy Role - Analytics

Job Description:

A successful candidate would work as an EXL consultant with a leading US Fintech on a personal loans portfolio.

The job will require the consultant to work on:

- Tracking test strategies on funnel performance and post-issuance loan performance

- Recommending changes to verification programs

- Building a reporting/Bi framework for Risk teams within the organization

- Policy analytics to make sure

- Support tactical & strategic risk analytics initiatives for a US based Fintech Risk team.

- Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performance

- Clearly communicate analysis as presentations to technical & non-technical groups will be required as part of the job.

- Summarize analytical findings into presentations and share analysis & reports with senior leadership.

- Develop and maintain effective working relationships with colleagues in other areas of Risk Management.

- Maintain a high degree of technical and policy understanding with respect to credit risk.

- Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met.

- Train, coach and develop team members

Qualifications:

- 3+ years of experience in Analytics and Decision Science.

- Hands on work experience in SQL (mandatory).

- Familiarity with Hive and Presto (preferred)

- Hands on work experience in SAS (mandatory)/SAS macros (would be a plus)

- Knowledge in Banking Domain (mandatory)

- Risk Analytics experience mandatory (Portfolio analytics, Policy audit and analytics, Reporting/Dash-boarding, Performance tracking (should have a knowledge of risk concepts like delinquencies, pre-payments, loss curves etc.)

- Educational Background: B.Tech/B.E from premier/reputed organizations (IIT preferred)