Drip Capital - Risk Analyst - Credit Function

Credit Risk Team:

The Risk team at Drip Capital is at the center of business action. The role of the risk team to develop and execute the risk strategy at Drip. The team collaborates with a cross-section of the company such as business growth, CEO's office, risk operations, product, and technology.

The purpose of the risk team is to develop risk strategies and policies for healthy business growth, risk portfolio management, risk data analytics, reporting and insights. The team is expected to develop a forwardly looking mechanism for faster and more efficient decision making using AI and Machine learning.

The current team consists of members from institutions including Wharton, Stanford, and IITs with years of experience at companies across the globe like Google, HSBC, Morgan Stanley, American Express to name a few. The risk team delivers work par excellence and values seamless communication, humility, and autonomy.

If you are obsessed with the data, winning, insist on high standards, believe in thinking big, have a first-principles approach, excel at analytical decision making, have a strategic mindset, can drive teams to navigate complexity and drive impact, while being humble, Drip is your professional home.

Position Expectations:

Risk Portfolio Monitoring, Reporting, and Analytics: Monitor business performance, improve risk models, report regularly, build efficient models and draw insights to grow the business and reduce delinquency. Deploy adequate simulations to drive portfolio performance. Build MIS and dashboards with the usage of the right BI tools for effective data reporting.

Collaborating with stakeholders: Collaborate and communicate effectively with growth, collections, strategy, operations and product teams on risk portfolio performance/models. Participate in internal risk committee meetings.

Integration with new data sources: Exploring and identifying diverse data sources and signals to maintain and report the business health and enhance portfolio performance.

Person expectations:

Education: Engineering, Economics, Statistics background.

Experience: 3+ years experience in risk function. Preference: Credit function experience.

Technical skills: Knowledge of R or Python and SQL. Risk Modeling/ Predictive Models / Saas Models/ Regression Models/BI tools/

Core Competencies: First Principles Thinking, Problem Solving skills, Strong communication and stakeholder management, Deep Dive and strong execution skills.