New Partner Integrations 1. Understanding the product being offered by the new channel partner and the segment being catered to 2. Understanding the journey, identifying the set of information available with the channel partner and requisitioning the set of data to be provided at time of application 3. Creation of policy basis the product, information available and prevailing models 4. Facilitate data room exercise for new segment of customers 5. Formulation of policy keeping the expected loss rates in consideration 6. Monitor the implementation of policy, UAT and production test run of policy and clear the bottlenecks, if any Underwriting Policies :&nbsp; 7. Closely work with Data Science team to analyse of the underwriting models prepared by them and validate the performance of the same on current portfolio 8. Determining performance benchmarks, agreeing on the benchmarks with channel partners and identify course of action in case of breach 9. Ideate on different frameworks to be implemented in case of benchmark breach 10. Laying out the plan for automation of Credit Policies to ensure no/minimal manual Intervention in assessing the creditworthiness 11. Determining the expected loss rates and pricing basis segmentation 12. Understanding loss sharing framework, assessing the coverage and discussion with channel partners in light of the same along with actual performance 13. Formulating and modification of line management policy Performance monitoring :&nbsp; 14. Portfolio Analysis and making policy changes basis the outcome of the analysis 15. Periodical credit review of the existing portfolio and conducting various analysis to identify the high risk segments 16. Taking actions to mitigate the risks identified based on portfolio performance 17. Monitor the delinquent accounts to ensure the achievement of company standards/benchmark of the delinquency. 18. Identifying technological solutions to improve existing processes and overall portfolio management functions Others :&nbsp; 19. Managing relations with Partners, credit reporting agencies and assisting in all credit operations of the company 20. Strategizing on standardization of policies and processes 21. Evaluation of credit decisioning process and assessing the underwriting cost. Also finding means to curtail the underwriting cost a) Qualifications - Minimum Qualification required: Postgraduate in Finance/Statistics/Management from A institutes b) Work Experience :&nbsp; - Minimum 8-10 years within risk management and policy formulation - Should have a good understanding of risk performance - Should have a very good communication skill. - Superior Stake holder management skills- Work closely and align with each of the internal functions which includes Business development, Credit and Policy, Data science, Legal, Technology, Operations, Collections, Customer Success team and external stakeholders. - Hands-on experience to work on large structured and unstructured datasets using different data processing and statistical tools is must - Data driven, Analytical approach, Team Player

Delhi NCR

 DMI Finance -  AVP - Personal Loans - Digital Lending 

 DMI Finance -  AVP - Personal Loans - Digital Lending  ,Job Description for  DMI Finance -  AVP - Personal Loans - Digital Lending  in DMI Finance in  Delhi NCR for (8-10) years of experience. Apply Now!

Job Description for  DMI Finance -  AVP - Personal Loans - Digital Lending  in DMI Finance in  Delhi NCR for (8-10) years of experience. Apply Now!