Underwriting Policies : 1. Lead a team of 2 analyst - heading up MSME Credit &amp; Policy for DMI Consumer Credit 2. Manage/Collaborate with Stakeholders and interact with external partners on a regular basis. 3. Drive P&amp; L numbers and achieve a book for 10% over the next 12 months. 4. Work on solutions for credit underwriting basis different product constructs 5. Closely work with Data Science team to analyze of the underwriting models prepared by them and validate the performance of the same on current portfolio 6. Determine performance benchmarks and identify course of action in case of breach 7. Automate Credit Policies to ensure no/minimal manual Intervention in assessing the creditworthiness 8. Determine the right pricing basis segmentation Performance monitoring :&nbsp; 9. Portfolio Analysis and recommending the policy changes to Policy head basis the outcome of the analysis 10. Periodical credit review of the existing portfolio and conducting various analysis to identify the high-risk segments 11. Take actions to mitigate the risks identified based on portfolio performance 12. Monitor the delinquent accounts to ensure the achievement of company standards/benchmark of the delinquency. 13. Identifying technological solutions to improve existing processes and overall portfolio management functions 14. Analysis of various MIS to monitor portfolio performance and risk Others :&nbsp; 15. Managing relations with Partners, credit reporting agencies and assisting in all credit operations of the company 16. Working on standardization of policies and processes Work Experience :&nbsp; - Minimum 10-12 years with 5-7 years in risk management and policy creation - Should have a fair understanding of risk performance - Should have a very good communication skill. - Superior Stake holder management skills- Work closely and align with each of the internal functions which includes Business development, Credit and Policy, Data science, Legal, Technology, Operations, Collections, Customer Success team and external stakeholders. - Hands-on experience to work on large structured and unstructured datasets using different data processing and statistical tools is must - Data driven, Analytical approach, Team Player

Delhi NCR

 DMI Finance - AVP - MSME Digital Lending  

 DMI Finance - AVP - MSME Digital Lending   ,Job Description for  DMI Finance - AVP - MSME Digital Lending   in DMI Finance in  Delhi NCR for (10-15) years of experience. Apply Now!

Job Description for  DMI Finance - AVP - MSME Digital Lending   in DMI Finance in  Delhi NCR for (10-15) years of experience. Apply Now!