Director - Credit Analytics - BFS (8-17 yrs)
Director - Credit Analytics
- You will build a team responsible for creating, maintaining, and enhancing portfolio analytics; actively monitoring performance data through the life cycle of a loan. You will help drive innovations that improve overall business performance. Your responsibilities will include, but are not limited to:
- Leveraging large disparate datasets of internal and external data to identify revenue and/or loss mitigation opportunities for MPOWER
- Analyzing and monitoring key metrics, concentrations, and stratifications of MPOWER's loan portfolios
- Performing analytical deep dives on specific business segments to develop credit model, policy updates, and new products
- Preparing industry analyses and benchmarks for MPOWER's loan portfolios
- Ensuring that loan origination and performance data are accurate and reliable
- Maintaining in-depth familiarity with the Company's underwriting process to help improve and support operational processes
- Collaborating with across functional MPOWER teams to implement process improvements
- Designing and building a credit risk analytics & management team
THE QUALIFICATIONS :
- Bachelor's degree, or higher, preferably in a Quantitative field
- 8+ years of experience analyzing large data sets using data programming skills
- 5+ years of experience building, leading, and developing high performing teams
- In depth understanding of credit risk pricing and management
- Proven record of delivering high impact strategic business recommendations
- Analytical minded with an ability to understand overall business operations and strong ability to prioritize for maximum impact
- Excellent written, verbal and interpersonal skills with the ability to clearly and concisely articulate analytical concepts to non-technical audiences and interact persuasively at all levels of the organization, including with internal and external stakeholders