Deputy Vice President - Risk - Credit Cards

Urgent opening for DVP - Risk

Location : Gurgaon

Position Responsibilities :

Key Responsibilities :

1. Design & Review credit policy and strategy for credit cards

2. Portfolio level analytics and generate implementable ideas and insights around new acquisitions

3. Build actionable strategies with the objective of reducing risk & optimizing revenue

4. Monitoring early delinquencies, vintage losses at portfolio level by various segments

5. Work closely with other functions like Business, IT, Analytics, Cobrand Partners etc.

- Minimum 5 years of Credit risk management experience

- Credit Card risk management exposure is preferred

Competency Requirements :

Technical Skills :

- Data analytics acumen is essential; ability to analyse multivariate data

- Working knowledge of SAS, SPSS Modeller, R, Python is preferred

- Knowledge of risk models, scorecards, segmentation

Behavioural Skills :

Competencies Attribute :

Influence :

- Influences stakeholders in a smooth, non-abrasive manner

Analytical Thinking :

- The scientific approach to problem solving. Definition; Hypothesis; Facts; Analysis; Solution. Incisive Analytical Skills.

Leadership :

- Directs and advises others on performance of their jobs, using appropriate leadership styles while managing different individuals

Problem Solving :

- Using generic or ad hoc methods, in an orderly manner, for finding solutions