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03/02 Shreyansh
EVP - Head Credit & Risk at Growth Source Financial Technology Pvt Ltd

Views:1183 Applications:284 Rec. Actions:Recruiter Actions:225

Deputy Manager/Manager/AVP - Credit Policy/Risk (3-10 yrs)

Mumbai Job Code: 793072

1 Credit Policy -

- Formulation, implementation and monitoring of policy and underwriting strategy

- Analysing consolidated branch, district and division portfolio reports and recommendations on changes in policy or underwriting strategy

- Underwriting of policy related deviations for the product and proposing policy renewals on timely basis

- Maintaining and tracking actionable of Policy Meetings

2. Credit Process - Interacting with cross functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms

- Maintaining decisioning TATs at all levels

- Ensure PDD and OTC Compliance

3. Risk Analytics & Benchmarking - Establishing a robust Credit Analytic Framework to identify early warning signals, credit risk process inputs and customer/profile segment-wise, demographic or geographic risk factors

- Apply innovative analytical techniques to customer, bureau/vendor data and transaction data to build risk mitigation strategies and processes

- Analysing the market trends / practices and benchmarking of policies with the market

- To formulate risk analytical hypothesis, perform ad-hoc analysis to support it, communicate results clearly, and understand cause & effect relationships

- To establish proper risk management standards for the portfolio and facilitating business team in identifying early warning signals

4. Reports - Summarize analytic reports into presentations

5. Hindsighting - Manage entire Loan Review Process and perform hindsighting of disbursals done to identify any specific inherent risk or department or resource weakness

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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