DBS Bank - Credit Analyst - Middle Markets

Credit Analyst - Middle Markets - Female Candidates Only

Job Purpose : The role of Credit Analyst is to provide support Relationship Management Team in terms of timely processing the case for sanction and disbursement, help in ensuring that housekeeping activities are in order, ensuring overall client servicing for Portfolio growth/ Cross-Sell, timely Renewals and help team to ensure maintaining a healthy portfolio.

Key Responsibilities :

- Ensuring Completion of Documentation as per Pre-Sanction Checklist

- Preparing spreads which are consistent, error-free and in line with classification parameters used in DBS

- Preparation of Credit Memo in a consistent, concise and lucid manner

- Providing concise and relevant financial analysis by clearly identifying risks.

- Completion and Processing of Case through Credit Workflow (OSCA) to CCG

- Resolution of Queries in coordination with the client & CCU

- Assisting RM in completing Legal & Valuation reports

- Initiating Fraud Checks for the case

- Supporting for LO Issuance, execution of Disbursement Documentation and Limit Set Up

- Managing E-2-E TAT for sourcing to Activation.

- Supporting in timely Housekeeping Activities (Timely submission of Stock statement, Call Report, QAR, Collateral Audit, etc.)

- Ensuring Timely Renewals of Cases in the Portfolio.

- Ensure Supervision reviews are completed prior to due date and are error free.

- Adhere to the risk management guidelines of DBS, MAS and RBI.

- Conduct Stress Test and other Portfolio Monitoring Exercises based on requirement from Risk

- Client servicing in coordination with internal units.

- Interact and follow up with clients on required information and clarifications

- Highlighting any early warning signs of the portfolio to the RMs

- Ensuring timely resolution of Temporary irregularity in the Portfolio

- Lead Generation for Relationship Management Team.

Education & Required experience :

An MBA or CA/CFA with relevant number of years of experience in banking and specifically in handling Middle Market clients.

Interested candidates only with above skillsets can apply. We would only be keen to hire diverse candidates for this role.

Apurva