Data Scientist - MSME - FinTech Startup

Data Scientist - MSME - disruptive funded FinTech startup

The Company

We are ambitious: There are over 30 million small businesses in India that do not have access to institutional credit and our goal is to turn this on its head. Small businesses are at the heart of the economy and unlocking much needed credit at the right price will help them accelerate growth, in turn creating new jobs, products, services and wealth. Our aim is to leverage cutting edge technologies and data to build the most sophisticated and trusted next generation small business lending platform

We are funded by leading global venture capitalists who share in our vision to transform small business lending in the Indian sub-continent

The Team

The management team, investors and advisors helped build some of the most successful and iconic companies in India and globally. They come from backgrounds including experience with firms such as McKinsey, Visa, JP Morgan, Citigroup, American Express, Goldman Sachs, Blackrock, Macquarie, Accenture, BCG, HSBC, Copal Amba (Moody- s) and educational institutions such as Harvard, Wharton, Kellogg, Princeton, MIT, IIM, IIT and ISB

The Opportunity

You will get to be one of the earliest employees of a very high profile and game changing fin-tech company. The main purpose of this role is to assume significant responsibility as a Data Scientist helping drive lending related decisions

The Role

- Work with multiple and complex data sources at scale to help arrive at lending related decisions quickly

- Build, test and validate scorecards for underwriting, credit risk, marketing and fraud

- Identify new data sources/patterns to enhance predictive modelling capabilities

- Build frameworks to test various risk strategies and portfolio optimization

- Develop scorecard for assessing the risk of small business being considered for funding

- Work with a range of data sources including transactional data, bureau data, social media and e-commerce data

The Ideal Candidate

- Relevant experience developing analytics solutions for BFSI

- Strong background in applying statistical machine learning techniques

- Fluency in big data platforms such as Hadoop, Matlab, Hive, R is preferred

- Technical expertise regarding data models, database design development, data mining and segmentation techniques

- Excellent Verbal and written communication skills

- Strong academic background in Statistics/Maths/Advanced Modelling or computer science from a top tier institute

Why Join Us

We offer a competitive salary, variable bonuses, health insurance. You will get to be in the front seat of a fast paced, rapidly growing game changing fin tech company and team that is reshaping credit in India