DADJ Global - Score Analyst/Credit Risk Analyst

Job description

The teams of the Analytics Department of the Credit Department are in charge of designing and monitoring (Monitoring / Backtesting) statistical models for all the international subsidiaries of the RCI group and various customer segments (General Public, Businesses, Alliance brand dealer networks).

Missions:

- Reporting to the Head of the Scoring and Provisioning Methodology Department, the main missions of the Score Analyst are:

Development of statistical models for all subsidiaries of the RCI Banque group and the following functional areas:

Operational credit risk models: grant scores, fraud scores, collection scores, over-indebtedness scores

Client, CRM, Marketing Datamining models: Appetite scores, renewal scores, data analyzes, segmentations, analytics in the broad sense.

IFRS 9 provisioning models :

- Guarantee of the performance of statistical models in production

- Regular review of stability, performance and forecast of all models used (Backtesting)

- Redevelopment of models in the event of unsatisfactory backtesting

- In charge of a scope of English-speaking subsidiaries

Profile:

- Scientific training BAC + 5 (mathematics, statistics)

- You master SAS software, data mining techniques, statistical modeling and scoring, on complex databases, applied to credit risk and marketing.

- You know ORACLE (SQL language) and classic office tools.

Fluent English: TOEIC 850 minimum.

Experience :

- You have experience in statistical modeling in a consulting firm or a financial institution.