CSB Bank - Subject Matter Expert - Credit Analysis

Role and Responsibility :

Making a detailed study of the companies (Mid and Large Corporate) in the given portfolio through various sources including rating reports, investor transcripts, investor presentations, industry reports, etc and identifying key risks.

- Conducting due diligence of information provided in the notes from internal and external sources.

- Analysis of financial statements, analyzing the ratios, generating internal credit rating, and determining the creditworthiness of the borrower.

- Preparation of detailed CAM (Credit Appraisal Memorandum) after receipt of documents from business.

- Submission of the proposals to sanctioning authority and ensuring timely completion of reviews and renewals within specified TAT.

- Keeping a track of allotted portfolio through quarterly results, news updates, and promoters and ensuring the health of the portfolio.

- Maintenance of various MIS / compliance-related records and providing it to the authorities from time to time.

- Scrutiny of proposals and memorandums received from various branches.

- Conducting due diligence of the information provided in the notes from internal and external sources. 

- Client meeting, understanding client requirements, structuring proposals/deal within Banks credit guidelines

- Making a detailed study of the companies through various sources including rating reports, industry reports, etc and identifying key risks.

- Analysis of financial statements, analyzing the ratios, generating internal credit rating, and determining the creditworthiness of the borrower.

- Submission of the proposals to sanctioning authority and after getting them recommended Head Credit.

- Keeping a track of allotted portfolio through quarterly results, news updates on the company and promoters, and ensuring the health of the portfolio

Salary offered: 10-15LPA