Crisil - Credit Research Role - Private Credit

Job Role

- Work with a team of Portfolio Managers covering High Yield/Private US Corporates, and assisting them in their investment decision

- Interacting with management of companies under the portfolio for seeking additional information and presenting the investment opinion of the company

- Preparing financial models including calculations of key credit quality determinants, and demonstrating strong proficiency with excel, financial models, financial data, and financial statement analysis

- Structuring & underwriting loans by analyzing revenue model, value proposition, industry & customers dynamics, investment attributes, risk & mitigants, historical & projected financials

- Preparing opinionated credit reports based on fundamental analysis for a set of assigned credits/companies

- Making recommendations to the credit committee for loan approvals, interest rates & yield pricing

- Regularly interacting with Portfolio Managers to discuss deliverables, credits and deals

- Preparing thematic presentations and industry decks, such as those highlighting key sector trends, emerging risks, or potential turnaround candidates

- Close monitoring of the assigned portfolio

- Support the client with any other ad-hoc research requests

- Engage with client teams proactively and suggest new ideas to enhance client engagement

Candidate Profile

- Background in conducting credit analysis of corporates with exposure to Healthcare, Software and Digital infrastructure will be preferred. Should be able to independently create, update and forecast financial models

- Strong knowledge of fundamental credit analysis with an ability to identify bonds and recommend buy/sell/hold ideas.

- Good understanding of covenant analysis, capital structure analysis and recovery analysis

- Independent and decisive mindset

- Critical thinking skills

- Excellent written and oral communication skills

- Good awareness of global financial and macroeconomic trends

Essential Qualifications

- MBA/CA/US CFA with more than 3 years of experience in buy side credit research or credit rating

Preferred Qualifications

- MBA/CA and CFA Level 2 cleared OR Buy-side OR credit Rating experience

- Exposure to Healthcare, Digital Infrastructure OR Software industry

- Exposure to Private company research will be preferred

- Familiarity with data sources e.g. FactSet, Bloomberg, Morningstar, Reuters, CapitalIQ