- Evaluate acquisition and portfolio risk in our lending portfolio, by complete assessment of our internal scorecards and policy matrices. - Upon book maturity, identify high-risk/low-risk segments, estimate PDs &amp; LGDs in our portfolio and recommend necessary policy and portfolio management actions - Constantly assess the effectiveness of existing credit policies and recommend new policies and corresponding operating guidelines for unsecured lending products - Build automated insight reports using BI tools for robust portfolio management i.e., review triggers, early warning signals and ensure delinquencies are in control - Work closely with business teams in building pricing, limit enhancements and cross-sell strategies - help shape the product design and operations processes by evaluating them from a credit risk lens - Work closely with collections and underwriting team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies - Interacting with cross functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms. - Provide analytical and data support to the different Teams Past Experience: - Have thorough knowledge of risk &amp; business analytics concepts - scorecard performance review, gap analysis, hypothesis testing, loss forecasting, stress testing, etc. - Have a reasonable understanding on credit policy, underwriting process and experience of implementing credit strategies for unsecured lending products - 4+ years of experience doing qualitative and quantitative analysis in the similar domain - Love to mine the data to extract valuable insights by creating new variables and establishing relationships among them - Have the ability to work independently and derive the desired results - Have the ability to manage small teams and mentor them to grow them personally and professionally - Have Sound knowledge of SQL, Python/R, Advanced Excel - Have worked with BI tools like Tableau/Qlikview/etc. - A degree from Tier 1 engineering colleges is an added advantage.

Hyderabad

CreditVidya.com - Senior Manager - Analytics 

CreditVidya.com - Senior Manager - Analytics  ,Job Description for CreditVidya.com - Senior Manager - Analytics  in CreditVidya in  Hyderabad for (4-7) years of experience. Apply Now!

Job Description for CreditVidya.com - Senior Manager - Analytics  in CreditVidya in  Hyderabad for (4-7) years of experience. Apply Now!