Credit Underwriting Expert - BFSI

Our Client is committed to making two-wheeler finance options available to all deserving and eligible customers. Looking for a Credit Underwriting expert who has strong retail finance background and has managed two wheeler business or personal loans.

Major responsibilities

- Develop company's credit appraisal expertise by defining credit strategy and policy - Underwriting process, automation, define risk parameters, reduce credit appraisal cost

- Identify, learn and build qualitative insights/ parameters in credit appraisal algorithms/ templates periodically

- Reduce TAT for credit appraisal process

- Define and monitor the risk desk

- Give credit input for lease (Securitization, underwriting corporate)

- Approve escalated loan cases

Preferred experience/ background

- Retail finance background

- High volume, small ticket size business

- Two-wheeler business environment

- Personal loans, retail loans

- Cash-flow based credit appraisal

- Should have excellent analytical skills and excel skill