Credit Specialist - eCommerce

Location - Mumbai

Job Role : Credit Specialist

Basically, Looking for someone who has an exposure in Debt Syndication and handled working capital/SME related loans for Infrastructure/Real estate/Manufacturing/Construction finance/ Industrial.

- Understanding client's financial needs and arranging appropriate credit facility from Banks/financial institutions.

- Preparing proposal file accordingly and putting proposal with appropriate Bank for the quick sanctioning of the proposal.

- Organizing Bankers client meeting for smooth moving of proposal's.

- Continually refine the credit policies, process and underwriting criteria basis market, competitors, loan book performance etc.

- Monitor performance of credit team including Approval ratio, approval TATs, delinquency ratio, NPAs & write-offs.

- Coordinating between client, bank to facilitate timely documentation and disbursement.

- Liasioning with Banks/FIs and clients in order to raise the debt funds required for the funding of the various projects.

- Processing finance transactions, end to end.

- Credit Evaluation/Analysis. Profitability/ cash flow projections, assessing performance indicators, key ratios etc. to examine financial viability.

In case you would want to discuss more and move forward please drop in a line.

Team Talent
022-62364154