About Credit Saison: - Credit Saison is a Japanese MNC that has setup a lending business here in India. Through its NBFC here in India, that is primarily focused on unsecured lending to Consumer and SME, Credit Saison is looking to replicate its success in Japan in the Indian Market. - The India team consists of leaders from India's biggest fintech success stories over the past 5 years. Credit Saison (India) aims to create the next wave in the fintech in India. We will build a world class, cutting-edge technology platforms for the global vision and expansion of the company. This will be a high-performance enabled work culture, career focussed and with the aim of changing/aiding the growth of this sector. Responsibilities: 1. Driving the credit practice for our SME segment within the defined risk philosophy of the company 2. Leading the team of credit managers to ensure due diligence in credit analysis, deviations management, evaluation, underwriting and sanctioning of loans 3. Collaborate and lead relationship management with our co-lending partners and keep ourselves updated on the risk parameters in the partnership program 4. Identify the perceived early warning triggers and recommend the policy and credit process controls to restrict them 5. Work closely and collaborate with the teams of Business development, Tech, Product and Operations &amp; support on offering innovative products 6. Working in sync with the data analytics team to proactively contribute towards real time calibration of credit policies 7. Delivering quality portfolio along within defined TAT and extending support for collection activities whenever required 8. Keep and promote razor sharp focus on the delinquencies that may come up in our lending programs. Key aspect shall be to recommend changes in our credit policies/process/practice as a learning from the delinquencies. 9. Promoting the culture of team-work within the team, also ensure to continuously upgrade the skills of our credit managers with credit, market and industry intelligence 10. Monitoring and ownership of a complete product portfolio amongst different products/partnerships we may work with. Monthly analysis of parameters like customer base, industry/ segment profile, loan average ticket size and tenure; if are within the decided norms 11. Keep a close eye on market and economic developments relevant for our business and share the learnings within the team Required skills/experience: 1. 7+ years of experience in Unsecured SME lending with minimum 3 years of experience in credit team management 2. Critical thinker with strong decision-making ability 3. Knowledge of various products within SME like BIL, Line of Credit, Invoice finance, Supply Chain finance, working capital products etc will be an added advantage

Bangalore

 Credit Saison - AVP - Credit - SME Segment  

 Credit Saison - AVP - Credit - SME Segment   ,Job Description for  Credit Saison - AVP - Credit - SME Segment   in Credit Saison India in  Bangalore for (7-11) years of experience. Apply Now!

Job Description for  Credit Saison - AVP - Credit - SME Segment   in Credit Saison India in  Bangalore for (7-11) years of experience. Apply Now!