Credit Risk Strategy/Credit Risk Analytics Role - BFS

Credit Risk Strategy- Credit risk analytics (SAS/SQL)

An exciting opportunity for the one having experience in Designing, analyzing and monitoring credit risk strategies for different loan products such as personal loans, auto loans, etc. A perfect role fit for the one having experience in SAS or SQL and knowledge of Banking / Financial Services Industry.

Location: Gurgaon/Bangalore

Your future employer: An American multinational professional service company mainly involved in the operations management and analytics. It offers insurance, banking, financial services, utilities, healthcare, travel, transportation and logistics services

Responsibilities:

- Designing, analyzing, monitoring credit risk strategies for different loan products such as personal loans, auto loans, etc.

- Identifying the opportunity areas for portfolio growth and pro-actively communicate with stakeholders

- Collaborating across other risk functions (example - technology, product, etc.) to implement the analytical decisions

- Understanding existing underwriting rules, strategies and replicate them in business rules using SAS/SQL

- Designing and analyzing income, employment, fraud verification strategies

- Developing, maintaining and improving risk policies, strategies, processes and procedures within the assigned function

- Utilizing application, bank and bureau information to derive business insights

Requirements:

- Knowledge of and certifications in programming, SAS/SQL/Python

- Knowledge of best practices in coding, data manipulation and creating re-usable artifacts

- Knowledge of Banking / Financial Services Industry with preference in lending space (Personal Loans, Credit Cards, Auto loans etc.)

- Ability to create recommendations and insights from data for developing risk strategy

- Experience with creating and utilizing credit risk datamarts using internal and third party data (Experian, FICO, etc.)

- Ability to design the right KPIs for measuring strategy success

- Understanding of various elements of risk strategy, such as eligibility, verification, fraud and decline criteria.

What is in it for you? :

- Work in diverse culture and global team

- Grow in culture focused on training and mentoring

- Work in a fast-paced environment in an established brand