Analyst at Crescendo Global
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Credit Risk Strategy/Credit Risk Analytics Role - BFS (2-10 yrs)
Credit Risk Strategy- Credit risk analytics (SAS/SQL)
An exciting opportunity for the one having experience in Designing, analyzing and monitoring credit risk strategies for different loan products such as personal loans, auto loans, etc. A perfect role fit for the one having experience in SAS or SQL and knowledge of Banking / Financial Services Industry.
Location: Gurgaon/Bangalore
Your future employer: An American multinational professional service company mainly involved in the operations management and analytics. It offers insurance, banking, financial services, utilities, healthcare, travel, transportation and logistics services
Responsibilities:
- Designing, analyzing, monitoring credit risk strategies for different loan products such as personal loans, auto loans, etc.
- Identifying the opportunity areas for portfolio growth and pro-actively communicate with stakeholders
- Collaborating across other risk functions (example - technology, product, etc.) to implement the analytical decisions
- Understanding existing underwriting rules, strategies and replicate them in business rules using SAS/SQL
- Designing and analyzing income, employment, fraud verification strategies
- Developing, maintaining and improving risk policies, strategies, processes and procedures within the assigned function
- Utilizing application, bank and bureau information to derive business insights
Requirements:
- Knowledge of and certifications in programming, SAS/SQL/Python
- Knowledge of best practices in coding, data manipulation and creating re-usable artifacts
- Knowledge of Banking / Financial Services Industry with preference in lending space (Personal Loans, Credit Cards, Auto loans etc.)
- Ability to create recommendations and insights from data for developing risk strategy
- Experience with creating and utilizing credit risk datamarts using internal and third party data (Experian, FICO, etc.)
- Ability to design the right KPIs for measuring strategy success
- Understanding of various elements of risk strategy, such as eligibility, verification, fraud and decline criteria.
What is in it for you? :
- Work in diverse culture and global team
- Grow in culture focused on training and mentoring
- Work in a fast-paced environment in an established brand
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