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Payal

Partner at Premier Consultants

Last Login: 11 November 2024

Job Views:  
131
Applications:  55
Recruiter Actions:  8

Job Code

1465522

Credit Risk Role - Leasing - Infra/Structured Finance/EPC Industry

4 - 10 Years.Mumbai
Posted 1 month ago
Posted 1 month ago

Credit Risk - Leasing

A. Purpose : Equipment Lease finance and term loan Underwriting

B. Responsibilities:

- To appraise and underwrite equipment lease finance and term loan deals within defined RBI Guidelines / Internal policy guidelines and accordingly take decisions or recommend for approval to appropriate authority.

- To conduct personal discussions with customers at their factory premises / Office to get a clear idea/vision of the entrepreneur.

- To analyse the financial strength of the applicant customer with the help of their Audited Financials, Interim Performance, etc.

- To understand customer business/enterprise in depth and draw out the assessment peculiarities of the business or trade engaged in and to assess the intention, business continuity & credit behaviour and verify it through nontraditional income documents & reference checks as well as from traditional income documents and various kinds of credit bureau checks.

- Exposure to start-ups will be an added advantage.

- To prepare Credit Approval Memo, ensure complete adherence to laid down policy and procedure/process, and liaise with the sales team to proactively assess and resolve issues faced by the client

- To manage the entire credit application process right from origin till disbursement.

- To prepare and maintain MIS covering all aspects of process and proposal and circulate to authorities on a timely basis.

- To do Exception/ Deferrals Management, Tracking of Loan Review Mechanism / Credit Audit Issue, Early warning call / Watch List call.

C. Qualifications and Experience Requirement:

- MBA in Finance / CA (preferred)

- Should have prior 5 to 6 years of underwriting experience in Infra/EPC/Structured Finance background

- Should be able to articulate the financial statement analysis, have sound CAM writing skills, an understanding of KYC and related regulatory guidelines, conversant with Word and Excel.

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Posted By

user_img

Payal

Partner at Premier Consultants

Last Login: 11 November 2024

Job Views:  
131
Applications:  55
Recruiter Actions:  8

Job Code

1465522

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