Company - A leading NBFC Work Location -Mumbai CTC Budget - 22 Lacs Fixed + Additional Variables Deliverables: - Design and implement the credit risk policy for secured SME products. - Monitoring portfolio distribution, concentration, and segmental risk. Monitor portfolio performance and risks emanating from the same across product, geography, program etc. - Monitoring Portfolio risk through dashboards and early warning signals, risk limit framework. Close monitoring of early warning indicators, early delinquency, bounce rates, non-starters and other trends. - Continuous and structured monitoring of credit underwriting policies, framework and related processes for respective products. Approval of new policies, programs and review/amendments of existing policies. - Suggesting improvements in underwriting policies, processes based on portfolio performance - Working closely with the model risk and BIU team to get risk estimation models fine tuned. - Trigger monitoring and control - Coordinating with analytics team for preparation/improvement in various management dashboard/ Analysis/development of score card - Pointing out the opportunities, issues and suggesting corrective action to the stakeholders - Track risk management best practices across industry and evaluate the same for implementation. - Regularly coordinate with various units including Finance, Credit, Policy, Audit etc. Essentials : - CA/ICWA/MBA Finance - Preference for certifications like FRM, PRM, CFA etc - 3-15 years of relevant experience in Credit underwriting/Portfolio level analysis of Banking products, services and operations - Flair for analytics - Deep experience & understanding of SME products, services and processes of NBFCs, Banks

Mumbai

Credit Risk Policy Manager - SME Products - NBFC 

Credit Risk Policy Manager - SME Products - NBFC  ,Job Description for Credit Risk Policy Manager - SME Products - NBFC  in A Leading HeadHunting Firm in  Mumbai for (3-15) years of experience. Apply Now!

Job Description for Credit Risk Policy Manager - SME Products - NBFC  in A Leading HeadHunting Firm in  Mumbai for (3-15) years of experience. Apply Now!