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27/02 Naveen Ramanan
HR at Live Connections

Views:253 Applications:41 Rec. Actions:Recruiter Actions:6

Credit Risk Officer/Credit Risk Analytics Officer - BFS (7-10 yrs)

Bangalore Job Code: 803101

Credit risk analytics officer : 33 LPA

- 7+ years consumer credit risk experience with at least 5 Years of Credit card and/or unsecured lending experience in risk reporting or risk analytics functions

- A strong willingness to engage in a continuous learning environment through data and analytics

- Demonstrated experience telling stories with data to both technical and non-technical audiences

- Excellent SAS, Excel, and VBA skills

- Experience in Model Tracking & Validation Compliance

- Ability to design and structure complex data & modeling framework for monitoring and analytical reporting

About The Role:

It starts with you. We must attract, develop, retain and motivate the most talented people - those who care and who work together as partners across business units and functions. We value and promote diversity and inclusion in every aspect of our business and at every level of our organization.

Responsibility :

The Loss Estimation and Analytics Team is looking for an experienced Credit Risk Analytics Consultant 4. Responsibilities for this position will include, but not be limited to, the following:

- Derive robust and consistent methodologies and business assumptions of vintage loss estimation for cards and unsecured loans portfolios

- Evaluate and recommend best practices of loss estimation - to balance science vs. art - while properly suit unique business needs

- Develop/Streamline an automation process for Loss Estimation Tracking & Validation

- Develop/retain/present detailed documentation for model compliance

- Coherently support ad-hoc analysis for business partners and governance

- Working closely with risk strategy managers, finance managers to provide estimates for the financial planning and analysis

Essential Qualification :

- 7+ years consumer credit risk experience with at least 5 Years of Credit card and/or unsecured lending experience in risk reporting or risk analytics functions

- A strong willingness to engage in a continuous learning environment through data and analytics

- Demonstrated experience telling stories with data to both technical and non-technical audiences

- Excellent SAS, Excel, and VBA skills

- Experience in Model Tracking & Validation Compliance

- Ability to design and structure complex data & modeling framework for monitoring and analytical reporting

- Strong analytical skills with high attention to detail and accuracy

- Ability to build and document decision trees and process flows based on historical data

- Must be able to learn and work independently while managing time and priorities efficiently

- Good verbal communication, written documentation and presentation skills

Preferred Qualifications :


- A credit risk management leader with at least 7 years of increasing responsibility within consumer lending

- Understanding of analytic/scored decisioning environment

- Experience in Model Tracking & Validation Compliance

- Ability to design and structure complex data & modeling framework for monitoring and analytical reporting

- Demonstrated excellence at developing sound credit processes and enhancing existing processes

- Proficiency with SAS macros and experience in leveraging macros to make processes more efficient. Expert in VBA and Excel

- Understanding of risk management practices, extensive knowledge of financial cash flow / NPV model analysis

- Ability/willingness to periodically travel to U.S.

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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