Credit Risk Manager - Auto/Tractor/Commercial Vehicle/Construction Equipment Loans

- To communicate risk policies and processes for the organisation. To provide hands-on development of risk models involving , credit risk and to assure controls are operating effectively.

- To provide research and analytical support.Risk policy and strategy for acquisition of clients with a view to optimise the company's revenues.

- Researching and evaluating clients creditworthiness, preparing credit-scoring models after conducting detailed Analysis of loan request including evaluations of character, financial position and progress, repayment ability, collateral and conditions of approval.

- Ensuring all lending procedures comply with regulations while reviewing and updating company's credit policies.

- Reviewing portfolio every month with respect to delinquency, losses and fraud for the specified period underwritten.

- Ensuring close integration between risk management, change control, and other service teams' activities and help avoid risk management acting as a standalone element within overall delivery. Manage the service risk log and ensure this is optimised in an intensive and efficient manner.