jobseeker Logo
Now Apply on the Go!
Download iimjobs Jobseeker App and get a seamless experience for your job-hunting
06/05 Rohit Sharma
Director at MNR Solutions Private Limited

Views:6958 Applications:305 Rec. Actions:Recruiter Actions:17

Credit Risk Head - FinTech (7-12 yrs)

Mumbai Job Code: 921926

Head of Risk - Fastest growing Fintech startup Job Description

- Strategic role, to set the company direction for the next 5-7 years

- Responsible for designing and building the risk and underwriting infrastructure for the most innovative consumer lending platform in India

- Creation of the risk and underwriting policies, infrastructure, development and deployment of underwriting models, risk decision strategies and fraud detection

- Be involved in the full-life-cycle and straddle credit-and non-credit functions (initially)

- Work closely with Sr. Management team and lending partners in managing Risk/Return of the portfolio, defaults & collections

- Represent the company to the outside world, including lending partners, board of directors & other strategic alliances Job Requirements: Must-have:

- Deep knowledge of scorecards, credit policies and risk management in an unsecured context

- Experience in validating and implementing risk models and strategies

- Atleast 3-5 years of experience in using analytics for credit modeling

- Passion for using data and algorithm to drive underwriting decisions

- Extreme comfort with technology and working with engineers

- Passionate, creative, innovative and looking to work in a fast-paced and collaborative environment.

- MBA/CA with atleast 8+ years of experience in a retail bank or retail NBFC, Indian or foreign Nice-to-have:

- Knowledge of Data Science & Machine Learning

- Excellent written & Verbal communication skills

- Experience working in a startup, preferably a Fintech startup

- Ability to influence and drive stake-holders Looking for experienced candidates who are .

- As the Head of Risk you will be reporting to the Head - Risk, Legal & Compliance and will be responsible for heading a Risk team

- Responsible for credit underwriting / analysis / appraisal as well as developing the lending norms / rates / policies for all retail lending products offered. This would include overseeing Risk for products across Business Loans, Vehicle Loans, Personal loans, Mortgages, Loans Against Property, Loans Against Shares, Micro-finance and Agri-loans.

- You would ensure that the customer portfolio meets the quality measures. You would also manage internal stakeholders in addition to regulators and governing bodies.

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

Add a note
  • Apply
  • Assess Yourself
  • Save
  • Insights (Read more)
  • Follow-up
    (Read more)
Something suspicious? Report this job posting.