Credit Risk & Control Role - BFS - CA/IIM/ISB/FMS/MDI

Credit Risk and Control

- Define credit programs, score cards and rules for extending credit to different cohorts of clients.

- These cohorts could be based on size of client and/or industry segment they operate in.

- Setting internal risk and credit policies.

- Due diligence of cases through qualitative and quantitative parameters.

- Verification of credit information through 3 party sources and market intel

- Alliances with bureau and necessary data banks can be handy.

- Active portfolio monitoring and limits management

- Target minimal NPA and loss at internal and external sourced credit.

- Track approval covenants for all cases. Ensure SOP adherence at all times.

- Work with product team to help define approval journey for tech integration and development

Who can apply:

- 8 max 10 yrs of experience across banks and NBFC's lending to B2B small & medium enterprises in industrial and construction businesses segments

- High data and analytics orientation

- Stakeholder management, business expectation fulfilment and problem solver and should be flexible and swift to adopt start up pace.

- Prefer MBA from Tier-1 college / CA