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20/07 Snigdhodeep Kundu
HR at Credit Agricole Corporate & Investment Bank

Views:930 Applications:221 Rec. Actions:Recruiter Actions:142

Credit Risk Analyst - Corporate Counterparty Risk - BFSI (4-8 yrs) Premium

Mumbai Job Code: 952694

- Analyzing the credit applications received from the Front Office (FO), conducting a financial and credit analysis, and writing of credit files in co-ordination with senior bankers/ relationship managers for their portfolio and for all business lines relevant to a particular corporate client;

- Advising senior bankers and business lines on the structuring of the transactions / Group structures / line structure / methodology, during the preparation of the credit application;

- Determining Risk Ratings in the rating tools (calculation, proposal and validation) for groups and counterparties;

- Ensuring that the risk strategy elaborated by the senior banker is consistent with the Bank's risk strategies for the relevant sectors and country;

- Conducting annual review of credit limits and rating review of counterparties / groups; ensuring that the annual reviews are prepared in a timely manner and that ratings are reviewed by the Bank at least every 12 months;

- Monitoring of the economic and financial evolution of clients; providing alerts to the head of the Department / management of potential deterioration of risk profiles of borrowers and of critical situations;

- Monitoring of the global set of limits and exposure on groups / counterparties;

- Per delegation level, issuing risk opinion or risk conclusion concerning the borrower, the relevant of the proposed transaction, the set up of credit limits and the internal rating; participation to the Local Credit Committee. For credit applications exceeding the local delegation, working in co-ordination with the regional / HO risk analyst teams;

- Update and capture data in the electronic credit decision workflow systems;

- Preparing information and data for annual portfolio reviews.

Women-friendly workplace:

Maternity and Paternity Benefits

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