Credit Research Role - Financial Services

Credit research

Job Description :

- We are seeking exceptionally intelligent, resourceful, and self-motivated individuals to be part of our Fundamental Credit Research team. The team resides within Investment Research and responsible for providing research and opinion related to fixed income securities globally.

- The research process involves analysis of the debt instrument issuers, including financial ratio analysis,
financial forecasting of issuer's financial statements, scenario analysis, capital structure, issuer profiling,
peer comparison, evaluation of fundamental credit strength and issuing credit opinion on the issuers and specific debt issues.

- The individual will be part of the Fixed Income team based out of Bangalore. The team covers a wide variety of fixed income instrument issuers spanning across global, sectors and asses classes.

The primary responsibilities include :

- Building and updating detailed credit models including KPI based projections, debt capital structure analysis, covenant analysis, distressed debt analysis and recovery analysis,

- Preparing credit reports, even update, real time earnings on companies under coverage

- Ability to perform Rising star and fallen angel analysis

- Providing opinion and rating recommendation on the issuers

- Experience in giving bond recommendation and performing relative valuation

- Responsible for client interaction and managing client expectations

- Experience in writing analytical reports and earnings conference call summaries

- Work experience in working on HY and DD debt is desirable

- Prepare and implement checklist, dashboard, quality control tools

- Provides input and ideas for improvement in TAT and efficiency

Core Skills Required :

- MBA (Finance) with experience in building FIC models, writing initiations and real time earnings summaries. CFA and FRM is an added advantage

- Excellent analytical skills, good writing & communication skills

- Demonstrates a very high degree of Initiative, self-leadership, and entrepreneurship

- Job requires extremely high level of attention to detail, meticulousness and accountability

- Strong quantitative, analytical and interpretive skills

- Abide by TAT and improve customer satisfaction over the period