Credit Research Role - BFSI

Role - Credit Analyst

About Fundamental Credit Research

The Fundamental Credit Research team is responsible for analysing the credit strength of investment grade, high yield, securitised corporate bond issuers. Based on this analysis, the team writes independent, trade ideas focused and thematic research which is distributed to external clients as well as internal business partners. Strong communication skills are required given the high level of interaction with a wide variety of clients (asset managers, pension funds, hedge funds), internal sales and trading, corporates, as well as investment banking.

Overall purpose of the role :

The primary responsibility is to assist the Credit Research analysts in all aspects of the job requirements. While the person will focus on Indian credits, there is also a requirement to work with reports/tasks.

Person Specification :

- Excellent communication skills, both written and oral

- Strong analytical problem-solving ability

- Organized, superior attention to detail

- Highly motivated

- Strategic thinker

- Ability to operate in a dynamic environment

Key points as below :

The main duties of the job will be composed of the following:

- Evaluate financial documentation including annual/quarterly reports, current events and debt covenant packages, with the aim of providing fundamentally sound recommendations on outstanding bonds and loans

- Maintain financial models, relative value spreadsheets and investor presentations

- Assist in the writing of research reports, focused on corporate debt issuers within the specified market segment, as well as broader team initiatives

- Collect and monitor economic data of the overall industry, and understand the direction of market trends

Essential Skills/Basic Qualifications:

- CA or MBA from a reputed institute

- CFA / FRM degree preferred

- Strong knowledge of Bonds / Fixed income products

- Good writing skills

- Relevant credit research experience (refer key accountabilities section) of minimum 2 years