Senior Manager at Skillventory
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Credit Product Role - Manufacturing Sector - Bank (2-10 yrs)
Hiring for a leading bank
Must have :
- Experience in credit role
- Experience in dealing with manufacturing clients
Job Responsibilities :
Credit assessment:
- Tracking of covenants and management of exceptions / deviations
- Regular review of the case
- Inspections / Site visits Sector assessment
- Detailed Financial analysis including finalization of financial model
- Preparation of Credit Approval Memorandum and following internal approval processes
- Meet with all pre-disbursal and post disbursal compliance Communication/PR of Bank's products
- Undertakes brand communication initiatives for designated products
- Communicates product positioning messaging that differentiates Bank's products in the market
- Increase Bank's visibility in the finance circle / industry sector
Market Research :
- Illustrates understanding of consumers, competition and current market conditions through primary and secondary research
- Sector tracking / management presentations
Credit Appraisal :
- Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions
Documentation and Compliance:
- To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group
Shruthi Acharya
Skillventory
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