Credit Manager - Working Capital - Bank

Job Responsibilities :

- Research and evaluate clients- creditworthiness

- Create credit scoring models to predict risks

- Managing portfolio of Medium Enterprise

- Approve or reject loan requests, based on credibility and potential revenues and losses

- Calculate and set interest rates

- Negotiate loan terms with clients

- Monitor payments of Medium Enterprise

- Maintain records of loan applications

- Follow up with clients to manage debt settlements and loan renewals

- Ensure all lending procedures comply with regulations

- Develop, review and update our company's credit policies