29/08 Kavita Adlakha
Senior Consultant at Mirus Solutions

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Credit Manager - SME Loans - NBFC (5-10 yrs)

Bangalore/Chennai/Delhi NCR/Hyderabad Job Code: 737330

We have an urgent requirement for a Credit Manager SME loans for a NBFC Client in Chennai.

Requirements are :

- Credit underwriting of SEG / SME loans from multiple markets.

- Effective use of technology to underwrite the loans.

- Provide inputs for refinement of the credit appraisal process, model and technology

- Lead inputs for Credit Analytics implementation

- Guide the Sales team on credit aspects of SME lending

- Monitoring of portfolio - through the use of an early warning framework

- Work with Sales and Collections team for the overall health of the portfolio

- Ensure regulatory compliance and internal controls

Desired Candidate Profile :

- 5-10 years of experience in MSME Credit Underwriting

- Must have handled SEG / SME clients with turnover ranging from 5 CR to 50 crores per annum

- Experience of both secured and unsecured loans

- Must have worked with an NBFC, Small Finance Bank or Bank in the area of SEG / SME Lending

- Must have strong analytical skills and risk management skills.

- Must have a strong understanding of credit risk, fraud risk and should ideally have strong intelligence network into the local market

- Experience of handling bad accounts and NPAs would be an added advantage

- Should have personal experience of interacting with collection teams

- Should be comfortable with using technology

- Must be business friendly and have a problem-solving approach

- Comfortable with all documentation pertaining to loans, collateral, guarantees,

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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