AVP HR at Consulting Firm
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Credit Manager - Retail Asset - Bank (6-10 yrs)
Looking for Credit Hindsight - Retail Asset for large banking client in Mumbai location
The role holder has the responsibility of doing hind sighting activity based on sampling with a good understanding of Retail Products /Policies & its process.
- Incumbent is responsible for identifying the risks & controls of the business, publishing the hindsight reports / dashboards periodically to senior management to make process improvement decisions - thereby contributing to the larger objectives of the bank.
- Design and implement Hindsight framework for all Retail Products (PL, BL, Mortgage, UC,CV, EH, KCC, etc.)
- Conduct detailed review of accounts and ensure cases are approved basis Credit Policy & Process.
- Evaluate and assessing compliance to regulators such as RBI and adherence to the internal policies laid down by the bank
- Identify the gaps in the process & highlights to the senior management
- Publish Hindsight reports / dashboards / scores periodically
- Collaborate with Risk, Operation& Policy team for any change in the process/policy
- Capture and share best- practice knowledge amongst the team
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