Credit Manager/Regional Credit Manager - Banking

This opportunity is with leading bank in NCR location (Noida) .

Position 1

 Role : Credit Manager

 Grade : M/SM/AVP

 Location : NCR (Noida)

 Business Unit : SEB Risk (Medium Segment) - Turnover Size upto 250 cr

 Avg Ticket Size : 20 cr to 25 cr

 Experience : 3-6 Yrs

 Salary Grid : Max 12 Lacs (M/SM), Max 18-19 Lacs (AVP)

Position 2

- Role : Regional Credit Manager

- Grade : VP/SVP

- Location : NCR (Noida)

- Business Unit : SEB Risk (Medium Segment) - Turnover Size upto 250 cr

- Avg Ticket Size : 20 cr to 25 cr

- Experience : 8-10 Yrs

- Salary Grid : Max 24-25 Lacs (AVP), Max 30 Lacs (SVP)

A basic write up:

- Underwriting & Sanctioning, Analyzing the financial document, cibil & banking habit & thereby understanding the credit. 

- Analysed business model of clients & proposing for Working Capital, Project finance, term loans & derivatives.

- Responsible for Preparation of credit appraisal, financial statement analysis & projections (Credit aspect) for sanctioning. 

- Responsible for establishing new loan accounts, evaluating credit risk, establishing credit limits and payment terms.

- Coordinating in setting up limits, pre-disbursement documentation with Balance sheet management.