Responsibilities -
- Preliminary screening of commercial real estate financing transactions and structuring
- Interaction with in-house team (relationship, legal, technical and operations) to provide solution to clients in coordinated and timely manner.
- Interaction with client to understand their business model, organization structure and financing needs. Also, resolution of queries and collection of information on ongoing basis
- Credit analysis & due diligence. Preparing Credit & Risk Assessment Notes (CRAN) for evaluating risk in borrower, transaction and underlying security and making initial recommendations
- Presenting the proposal to sanctioning authorities
- Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts
- Checking disbursements to ensure compliance with sanctioned terms
Knowledge and Skills -
- Chartered Accountant/MBA Finance from Reputed Institute
- Previous experience of 6-10 years in similar field
- A desire & attitude for understanding of real estate is essential
- Computer savvy with experience in Word, Excel, Access, Power point and other analytical tools.
- Conversant with financial modelling
- Knowledge of finance, accounting, corporate & general law and taxation
- The individual in this position must be results oriented and must possess excellent oral and written communication skills
- Previous experience of working in Banks/HFCs/NBFCs/Real Estate Private Equity funds will be added advantage
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