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21/11 Sharada
Senior recruiter at Live Connections

Views:1145 Applications:318 Rec. Actions:Recruiter Actions:32

Credit Manager - Personal Loans/Working Capital (4-10 yrs)

Ahmedabad/Delhi/Gujarat/Panipat Job Code: 866336

- Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities

- Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training

- Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation

- Ensure that SOH increases(pl confirm if this applies to CM role )

- Analyze the NPA trend - like area, industry, sector etc.

- Interact with Customers & understand the business and regularly monitor delinquencies / infants.

- Ensure qualitative portfolio

- Ensure that there is no infant 12 months NPA

Daily Tasks Include:

- Daily accessing the loan file

- Daily case discussion with Sales team

- Preparing credit underwriting for the cases assigned

- Personal discussion calls with customer - financials & banking

- Decision making with predefined TAT

- Tele-verification calls to the customer

- Train sales team on credit policy, procedures etc.

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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