Credit Manager - Person Loan/Business Loan

Job Role

Prior experience into Person Loan and Business Loan

Role Description:

- Credit Manager has to appraise/underwrite the loan applications. (PL/ BL)

- Responsible for visiting competition in his catchment and sharing market information and feedback with other team members.

- Responsible for the application process from login to disbursement.

- Managing quality of the portfolio, post disbursement documents and partly disbursed cases.

- Co-ordinate with legal, technical and Risk teams for processing the file/docket.

- Responsible for TAT of delivering sanction letter and disbursement.

- Preparation of MIS, Resolving customer issues and legal cases pertaining to sanction and disbursement process

- Responsible for the Auditory duties.

- Responsible for Credit Underwriting at Branch level.

- End to end managing underwriting processing- Conducting personal discussions, decisioning TAT Credit Vendor Management.

- Ensure compliance to policy and process.

- Risk Management and Portfolio responsibility- managing delinquency within acceptable levels

Educational Qualification : MBA (Finance) , CA (Preferred)