Credit Manager - Loan Against Property/Housing Loan - Banking - CA/CFA

Required Charted Accountants (CA/CFA) for the position of credit manager.

Prior experience into LAP and Home Loan a must.

Role Description:

- Credit Manager has to appraise/underwrite the loan applications. (LAP and HL)

- Responsible for visiting competition in his catchment and sharing market information and feedback with other team members.

- Responsible for the application process from login to disbursement.

- Managing quality of the portfolio, post disbursement documents and partly disbursed cases.

- Co-ordinate with legal, technical and Risk teams for processing the file/docket.

- Responsible for TAT of delivering sanction letter and disbursement.

- Preparation of MIS, Resolving customer issues and legal cases pertaining to sanction and disbursement process

- Responsible for the Auditory duties.

- Responsible for Credit Underwriting at Branch level.

- End to end managing underwriting processing- Conducting personal discussions, decisioning TAT Credit Vendor Management.

- Ensure compliance to policy and process.

- Risk Management and Portfolio responsibility- managing delinquency within acceptable levels