Product - Credit Manager ( Working Capital-SME) Location- Ahmedabad / Surendranagar Experience - who is having work experience in Large ticket cases in all Industries (Pharma, chemical, Agri, Commodities, Auto, etc)
Job Role:
- To ensure adherence of laid down policy, processes & Procedures at locations managed bythem with the objective of functioning within the defined framework.
- To analyze every proposal in detail and ensuring all credit checks are carried out to the satisfaction.
- To ensure adherence of Credit TAT without compromising quality of the portfolio and to deliver faster decision to the customer
- Effective monitoring of vendors like CPA and Stock Auditor to ensure adherence of TAT and quality
- Ensuring co-ordination between other stakeholders for smooth functioning of all departments in the interest of the Bank, Monitoring of the portfolio to ensure lower delinquency, housekeeping, etc
- Ensure customer visits to monitor portfolio and understanding of local market- Analyze is each transaction and ensure decisioning the same within acceptable risk parameters
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