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29/05 Ankita P
Partner at Morpheus Human Consulting Pvt Ltd

Views:696 Applications:59 Rec. Actions:Recruiter Actions:0

Credit Manager - Housing Finance (5-7 yrs)

Coimbatore/Tamil Nadu Job Code: 825365

Job Title: Credit Manager Housing Finance Industry Coimbatore

Job Responsibilities

- Visit customers place of business / employment and conduct 2nd level personal discussions and assess the business model and overall credit worthiness of the customer and recommend files for approval.

- Conduct Third party checks (with vendors, suppliers, clients, neighbours etc).

- Double-Check loans recommended by the Credit Officers and ensure timely approval.

- Co-ordination with the customers /channels for the pending documents collection as well as query resolution.

- Train the Credit officers and manage the team to ensure optimum productivity.

- Efficiently manage the Under-process files and ensure adherence to TAT.

- Maintain MIS

- Ensure portfolio quality is maintained

- Create awareness about our housing loan product.

Key Skills: Key Skills:

- Ability to relate and communicate well with local residents, particularly those belonging to the lower income levels

- Good listening / observation and analytical skills

- Ability to multi-task and manage overall operations.

- Good Networking Skills.

- Basic knowledge of computer required.

- The above position requires high energy levels, integrity, customer orientation, analytical thinking, convincing skills, process orientation, time management and a strong determination to achieve results. The candidates must be open to travel extensively within the city as a part of the job responsibility.

Mandatory:

- Good communication skills & command over Hindi and the local language.

- Good written communication skills

- Should have job stability of 2-3 years

- 2-3 years experience in Affordable Housing Companies

Functional area: Retail Lending

Industry: Housing Finance

Gender: Male

Experience: 5-7 years in Housing Finance Industry; 2-3 years in Affordable Housing Companies

Job Location: Coimbatore

Working Days: 6

Qualification: Post Graduate in any discipline

CTC: 12 Lacs

Age: 32 - 35 years

Relocation candidates: No

Women-friendly workplace:

Maternity and Paternity Benefits

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