Credit Manager - Business Loan/Personal Loan Segment - Bank

Credit Manager - BL/PL - Bank - Delhi

- Credit Manager has to appraise/underwrite the loan applications (PL/ BL)

- Responsible for visiting competition in his catchment and sharing market information and feedback with other team members

- Responsible for the application process from login to disbursement

- Managing quality of the portfolio, post disbursement documents and partly disbursed cases

- Co-ordinate with legal, technical and Risk teams for processing the file/docket.

- Responsible for TAT of delivering sanction letter and disbursement

- Preparation of MIS, Resolving customer issues and legal cases pertaining to sanction and disbursement process

- Responsible for the Auditory duties

- Responsible for Credit Underwriting at Branch level

- End to end managing underwriting processing

- Conducting personal discussions, decisions TAT Credit Vendor Management

- Ensure compliance to policy and process

- Risk Management and Portfolio responsibility- managing delinquency within acceptable levels