Hiring Lead at Havoc Consultants
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Credit Manager - BFSI (3-10 yrs)
Job Purpose :
- The role incumbent will be responsible for end-to-end credit underwriting and disbursal of mortgage retail loans.
Job description :
- Credit assessment and underwriting of mortgage loan applications based on product and policy norms - end to end from login to disbursal of loans
- Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials
- Disbursal of Mortgage Loans including all checks and verifications
- Coordination with legal, technical and processing vendors and training of vendors and vendor staff on processes and polices
- In-person meetings and discussions with clients
- Responsible for maintaining the processing TAT
- Participate in and clear regular internal and external audits
- Vendor management, including quality monitoring
Essential Skills :
- CA/MBA with 4+ years of experience
- Ability to work in unstructured and evolving situations with an open mind
- Work in large and varied teams and deliver individual requirements within the same
- Adhere to expected TAT without compromising on quality
- Taking of initiatives, strong execution skills, forward thinking ability to anticipate hurdles
- Ability to understand customer needs and be responsive
- Technology skills - understanding of and working with existing market technologies in the mortgage industry
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