Consultant at Michael Page
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Credit Head - Unsecured Loans - FinTech (5-10 yrs)
- Build, monitor and refine credit policy for unsecured loan products viz. PL, CC, EMI.
- Own the complete policy framework and along with decision sciences team manage the risk of the portfolio.
- Work closely with product and engineering to drive the front end of the application process, key stakeholder of the executions at back-end.
- Champion the process driven credit underwriting rigor while maintaining the TAT expectations of new age banking app.
- Work with external lending partners for co branded products to assimilate credit underwriting policies balancing the best practices and interests of the org.
- Innovation in executing of policy.
- Provide key input in the acquisition and line management risk strategy built by decision sciences team.
- Contribute strong expertise to the team in regulatory and compliance requirements of consumer credit lending.
- Lead analytics and efficiency driven policy through amalgamation of people, processes and technology.
- Have a clear vision to lead policy for a huge book size in emerging fintech company.Requirements:-