Senior Recruiter at Talentiser
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Credit Head - FinTech (7-18 yrs)
Role : Head - Credit
Location : Pune
Roles & Responsibilities:
- Managing the credit function of the Bank/NBFC/Fintech relating to all types of lending. Responsible for overall adequacy and effectiveness of the credit management techniques/process.
- Setting the vision and strategy for the credit function working in collaboration with senior leadership team.
- Creation of the underwriting policies, infrastructure, development and implementation of underwriting models, decision strategies.
- Analyzing and interpreting the impact of credit strategies while working under broader corporate goals .
- Monitoring team performance & team adherence to regulatory requirements and guidelines laid down by compliance, audit and risk teams.
- Responsible for the review and approval of commercial credit proposals of the Bank/NBCF /Fintech and to maintain a good balance between returns and risks exposure.
- Leads a team of credit approvers to ensure high standard credit quality of the portfolio by using various credit assessment tools.
- Engages the development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team members.
- Review and develop the Bank's/ NBFC's /Fintech companies credit approval policies and guidelines as well as participate in ad hoc projects of investigative or trouble-shooting nature on specific customer portfolio.
- Monitor the credit granting and updating process and monitor periodic credit reviews.
- Rich experience in managing and driving Credit Underwriting function encompassing predominantly Retail Credit with Banks, NBFC's/Fintech companies
- Deep knowledge of scorecards, credit policies in both unsecured and secured context
- Strong team player. Keen interest in mentoring and grooming team members . High intent of getting things done.
- Ability to take decision based on sound logical arguments. Seek continuous feedback to deliver most optimal solutions
- Exceptional problem-solving skills. First principles person.
- Like Minded Intellectually Curious Colleagues.
- High Paced Learning. Continuous Mentorship to help Achieve Peak Potential
- Learn to Manage Multi-Tier Reporting
Please apply with below details in your resume :
Current Fixed CTC - (Fixed + Variable):
Talentiser Pvt Ltd