Industry - Banking / Financial Services / Broking

Category - Finance

Skills - National Credit Head, Credit, Personal Loans, unsecured Loans

Job Type - Permanent

Job Description :

- Leading the end-to-end credit risk management process

- Developing credit underwriting framework using alternative data

Client Details

Our client is a new age fintech company in the personal loan space. They are striving to make some difference in the underbanked space in the India market.

Description

- Leading the end-to-end credit risk management process - from acquisition, underwriting, and authorisation, to customer management and collection.

- Developing credit underwriting framework using alternative data and mapping it to credit signals and policies.

- Conducting detailed analysis of loan opportunities by integrating machine learning and data analytics with traditional financial analysis techniques.

- Developing a comprehensive credit model comprising financial statement analysis, projections, and credit metrics

- Empirically testing and monitoring these models, by designing tests and experiments to measure and evaluate customer credit behaviour.

- Ideating and launching next-generation lending products and structures that will drive the next round of innovation and disruption within the unsecured lending space.

- Providing thought-leadership on improving customer acquisition strategies, developing statistical models, and communicating analytical and credit ideas.

Profile

- Leading the end-to-end credit risk management process - from acquisition, underwriting, and authorisation, to customer management and collection.

- Developing credit underwriting framework using alternative data and mapping it to credit signals and policies.

- Conducting detailed analysis of loan opportunities by integrating machine learning and data analytics with traditional financial analysis techniques.

- Developing a comprehensive credit model comprising financial statement analysis, projections, and credit metrics

- Empirically testing and monitoring these models, by designing tests and experiments to measure and evaluate customer credit behaviour.

- Ideating and launching next-generation lending products and structures that will drive the next round of innovation and disruption within the unsecured lending space.

- Providing thought-leadership on improving customer acquisition strategies, developing statistical models, and communicating analytical and credit ideas.

Job Offer

Great opportunity to be a part of a well funded set up making a first moved advantage in serving the underbanked

Attractive wealth creation opportunity

To apply online please click the 'Apply' button below. For a confidential discussion about this role please contact Ridhima Jain on +91 124 452 5458.

Contact - Ridhima Jain - +91 124 452 5458

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