Credit Analyst - Project Finance - BFS

Credit Analyst - Project Finance

Job Description:

Credit Appraisal:

- Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions

- Documentation and Compliance

- To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group

- Interacting and closing project reports with various Lenders Consultant like: Lenders Engineer, Lenders Legal Counsel, Lenders Traffic Consultant, etc. Negotiation and closure of project finance documentation with Client' Legal Counsel & Lender's Legal Counsel

Credit assessment:

- Preparation of Credit Approval Memorandum, Memos, Updates for new and renewal proposal.

- Detailed Financial analysis including finalization of financial model

- Following internal approval processes for the loan sanction

- Tracking of covenants and management of exceptions / deviations

- Inspections / Site visits/Consortium Meeting

- Meet with all pre-disbursal and post disbursal compliance

- Regular review of the case