Credit Analyst - NBFC

Credit analyst - LAS

Key Responsibilities:

- Financial Analysis: Conduct comprehensive financial analysis, including review of financial statements, cash flow, and other financial metrics to evaluate the creditworthiness of individuals and businesses.

- Credit Evaluation: Lead the evaluation of credit applications by performing in-depth risk assessments, recommending appropriate credit limits and terms.

- Industry Research: Stay abreast of industry trends, market conditions, and regulatory updates to inform credit risk decisions.

- Credit Risk Management: Prepare and present credit reports and risk assessments to senior management, aiding in strategic decision-making.

- Compliance: Ensure all credit approvals and decisions comply with internal credit policies and regulatory standards.

- Collaboration: Work closely with cross-functional teams, including credit, relationship management, and risk departments to streamline credit processes and ensure efficiency.

Key Requirements:

- Educational Qualifications: Chartered Accountant (CA), preferably 1st attempt

- Financial Acumen: Strong expertise in financial statement analysis, accounting principles, and financial ratios.

- Analytical Skills: Advanced analytical skills with the ability to assess complex financial health and associated risks.

- Attention to Detail: Keen attention to detail with the ability to identify discrepancies and mitigate risks proactively.

- Communication Skills: Excellent written and verbal communication skills to clearly present financial data and credit recommendations.

- Technical Proficiency: High proficiency in Microsoft Excel and other financial analysis tools.

- Leadership & Teamwork: Proven ability to lead credit assessments and work collaboratively with cross-functional teams to drive business results.